Smart Money Solutions » Testimonials

David and Raylene Gass

Obu Ramaraj — Sun, 08 Jul 2018 23:23:36 +0000

Obu was very helpful from our first meeting to assist us with finding the best loan for the purchase of our land. She was particularly patient and guided us through the process when release of the land was delayed by some months by the developer. She maintained regular contact and was available to do what was needed as required. We will seek Obu’s services again to assist us with the loan to build in the future.

Rob Draper & Lauren Sedger

Obu Ramaraj — Sat, 07 Apr 2018 06:06:40 +0000

Even though we didn’t meet the normal lending conditions, Obu went out of her way to help us. She was able to think laterally and got us a loan with a low-interest rate. She was always contactable, gave excellent service and was professional at all times. We couldn’t recommend her highly enough.

Rob Draper and Lauren Sedger

Shikha & Mayank

Obu Ramaraj — Mon, 31 Aug 2015 04:30:39 +0000

We would just like to Thank You so much for all your help in securing our loan for our new home here in Melbourne. You have been guiding us all the way from the time we had just started saving for the deposit till we bought the new house and when we have refinanced as well. You were organised, thorough and most importantly extremely patient which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you again for treating us as people rather than just home loan customers. You stand above the rest.

Vinod Palanivel

Obu Ramaraj — Sat, 20 Dec 2014 07:58:42 +0000

When my wife and I decided on buying our first home, our real estate agent shared Obu’s contact. We are still happy in finding a new friend by our acquaintance with her.

Our loan application process was made seamless and smooth sans any hurdles or issues. Whilst doing business, we found her to be very informative, open and responsive. She listened to all our financial scenarios in finding the best product for us and was accommodating when we were fluctuating in choosing the right loan lender.

She demonstrates exceptional customer service and is still suggesting and helping us with our financial needs that come by.

I would have no hesitation in recommending Obu Ramaraj services to anyone.

Thank you Obu for all the support!!

-Vinod.

Megha & Ankit

Obu Ramaraj — Mon, 24 Nov 2014 01:40:05 +0000

We got pre-approvals from a couple of banks and wanted to use a broker because most of our friends recommended using a broker. The first broker we got in touch with gave us with a bitter experience and we didn’t know if we could trust another one.

One of our friend’s put us in touch with Obu. Obu was very professional but friendly and easy to talk to at the same time. The best thing we liked was her response time – she usually got back to us straightaway or gave us a timeframe and stuck to it.

To the banks, we were just another client; but to Obu – we mattered. She guided us with the biggest decision of our lives and was there every step of the way.

We highly recommend Obu to anybody who is looking to buy your first house!

Meike Suggars

Obu Ramaraj — Mon, 24 Nov 2014 01:24:29 +0000

Obu’s knowledge of lending and loans is exceptional. She’s not an “order taker” – instead she provides advice about the best loan structure and features beyond just the interest rate. She’s professional and patient – I took my time in getting the information Obu needed but she was understanding that I’m busy with my own business. I can, and often do, recommend Obu for advice and assistance with lending matters. Thanks for all your help Obu!

Julie Moulder

Obu Ramaraj — Wed, 05 Nov 2014 09:10:20 +0000

I am a relatively new homebuyer and I recently was put in contact with Obu as I was looking to understand the best options available to me in regards to my mortgage. As a solo buyer, I felt a little in the dark about what I was paying, how my mortgage was structured and this lack of understanding made having a mortgage a stressful experience for me.

Upon meeting Obu, I explained that I wanted to understand all possible options available to me to ultimately reach the goals I was setting for myself. I have received varying advice from a number of people but Obu was clear, concise and really understood my circumstances which made all the difference. She listened, provided options and ultimately solutions to deliver the results I was after. Most importantly, her vast knowledge of many products and services meant we could really find a solution that was tailored to my needs and put me in a strong position to make the most of my financial situation.

The process of dealing with Obu was also seamless. I was well informed of where the process was at and it was executed fast and most importantly stress free for me. Everything to change into my new situation was completely taken care of by Obu and literally one day the new mortgage was in place and I was up and running!

I would definitely recommend Obu to friends and family and found her fantastic to deal with. I’d like to thank her for taking the time to really listen to me and execute a great result!