It is very easy to approach a bank or go online and look for a good interest rate when you want to refinance. But the process is much more than that.

You need to understand not only your current repayments, but also fees and penalties that you may have to pay for changing lenders. Interest rate is only one of the many considerations when you are looking to change banks.

If you would like to use our expertise to help you in understanding your refinance process, please contact us on (03) 9005 3983.